INTERACTIVE RADIO ON MONEY, FINANCIAL TECHNOLOGY, AND PSYCHOLOGY OF MONEY: SMART FINANCIAL MANAGEMENT IN THE MIDST OF A CRISIS

Συγγραφείς

  • Renna Magdalena Universitas Pelita Harapan
  • Yanuar Dananjaya Universitas Pelita Harapan

Λέξεις-κλειδιά:

Financial Literacy, Financial Technology, Psychology of Money, Community Service, Radio

Περίληψη

The implementation of Community Service (Pengabdian Kepada Masyarakat/PKM) for December 2025 was carried out by a team from the Faculty of Economics and Business, Universitas Pelita Harapan Surabaya Campus, in collaboration with Radio Sangkakala Surabaya. The primary objective was to deliver broader financial education to the community by presenting qualified academic speakers from the Management and Accounting Study Programs. The activity was conducted in an interactive talkshow format under the overarching theme "Interactive Radio on Money, Financial Technology, and Psychology of Money: Smart Financial Management in the Midst of a Crisis." Two sessions were held: the first on December 2, 2025, covering "Money and Technology in the Midst of a Crisis" by Dr. Renna Magdalena, and the second on December 16, 2025, covering "Psychology of Money" by Dr. Yanuar Dananjaya. The results demonstrated that this PKM activity successfully enhanced public awareness of financial literacy, digital financial technology utilization, and the psychological dimensions of financial decision-making. This initiative confirms that academic-media collaboration through radio serves as an effective and inclusive channel for financial education, particularly in reaching productive and financially vulnerable community groups in the Surabaya area

Αναφορές

Atkinson, A., & Messy, F. A. (2012). Measuring financial literacy: Results of the OECD/International Network on Financial Education (INFE) pilot study. OECD Working Papers on Finance, Insurance and Private Pensions, No. 15. OECD Publishing. https://doi.org/10.1787/5k9csfs90fr4-en

Gomber, P., Kauffman, R. J., Parker, C., & Weber, B. W. (2018). On the fintech revolution: Interpreting the forces of innovation, disruption, and transformation in financial services. Journal of Management Information Systems, 35(1), 220-265. https://doi.org/10.1080/07421222.2018.1440766

Housel, M. (2020). The psychology of money: Timeless lessons on wealth, greed, and happiness. Harriman House.

Kurniawan, A. (2020). The role of community radio in public education in the digital era. Journal of Communication Studies, 18(2), 145-160.

Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5-44. https://doi.org/10.1257/jel.52.1.5

Otoritas Jasa Keuangan. (2022). National survey on financial literacy and inclusion 2022. OJK.

Prayoga, I. (2021). Radio as a medium for community financial education: A case study of financial literacy programs on Radio Indonesia. Journal of Communication and Business, 9(1), 78-92.

Shefrin, H. (2020). Beyond greed and fear: Understanding behavioral finance and the psychology of investing (2nd ed.). Oxford University Press.

Λήψεις

Δημοσιευμένα

2026-06-12